Credit Cards

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our credit cards privacy statement



We know that your personal information is valuable and we want to protect it at every stage of the credit card application process. To do this:


  • We use Secure Socket Layer (SSL) 128-bit encryption to encode and decode any information that is sent over the Internet between your computer and our server.

    Anyone "listening in" on the data transmission would hear only unintelligible gibberish.

  • Our server is located behind a firewall/router to prevent unauthorized people from being able to retrieve any applicant data stored there.

  • To further protect your information, it is removed from the server within 24 hours to make it totally inaccessible from the Internet.

When you provide us with information, you can be sure that we hold that information in the strictest confidence. We recognize and respect your expectation that your privacy be protected.

Information may also be exchanged with consumer reporting agencies and provided when legally required or permitted in connection with litigation, fraud investigation, or an acquisition or sale.

We may share information with an outside company that assists us in providing our customers with our products and services. These companies act on our behalf and are also obligated to keep the information that we provide them confidential. We do not share any information with other companies for them to send you non-requested marketing information.

Our employees access information about you only when needed to maintain your accounts or otherwise meet your needs. We use proven technology and established procedures for keeping your information secure. Whenever we ask for personal information on our Website or Online Banking we use Secure Socket Layer (SSL technology) 128-bit encryption to keep it confidential.

We take appropriate steps to keep your account information accurate and up to date. If you ever notice that your information is not complete, accurate or current, please call us at the telephone number on your account statement to let us know. We will correct the information as quickly as possible.

You may visit our website to find out about products and services, marketing information, and career opportunities without providing any information about yourself. We do gather data regarding visits to our Website, including domain name, pages visited, length of user session, etc., to evaluate the usefulness of our site.



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Orchard Bank MasterCard